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I've known Yvonne for about 7 to 8 years since poly days and we were both doing design back then. Being a motion graphics designer is not the usual career choice for peers of my age but I'm really glad to have her by my side as she has been very supportive in whatever I do.

As we embark on the next phase of our life, we come across the topic on investing as Yvonne wishes to achieve financial freedom in the near future.

We are pretty clueless about investment but I was really excited when PhillipCapital contacted. I really want to invest in this friendship by helping Yvonne fulfil her aspiration. Hence we went down to PhillipCapital to know more about their Share Builders Plan and how it can potentially kick-start her investment journey! I'm really happy that PhillipCapital wants to invest in what matters to us!

Share Builders Plan (SBP) is a regular fixed dollar amount investment plan, which enables you to buy shares on a consistent and incremental basis so as to build up a portfolio of securities for yourself eventually. Therefore, you do not need a huge amount of funds to invest in stock market since Share Builders Plan presents an opportunity for you to invest in stock market to buy odd lots at a reduced cost.

By investing a fixed amount of funds consistently every month over a period of time, your average cost of shares purchased will generally be lower than the average price of the shares over the same period of time. This is possible since with the same amount of funds, you will buy more shares when prices are low and fewer shares when prices are high.

This investment method is known as dollar-cost-averaging, and it is especially useful in hedging against market volatility. With such a disciplined and consistent method, you will eventually build up a portfolio of stocks at a lower averaged cost. Click here (https://www.poems.com.sg/rsp/Share-Builders-Plan.html) to find out more about the Share Builders Plan.

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PhillipCapital is sponsoring both Yvonne and I some seed fundings under their Share Builders Plan. This plan gives us the convenience of investing a fixed and small amount of fund consistently over a period of time. I felt that this is a good product for anyone who wishes to build up his or her portfolio via the concept of regular savings.

Yvonne getting to know more about the Share Builders Plan!

I was really surprised and excited when PhillipCapital contacted me and making this happen for me and my best friend.

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PhillipCapital is celebrating their 40th Anniversary and they might just contact and help fulfil those who shared their aspiration on the campaign website (https://phillip40.poems.com.sg/aspiration/#share)

It can be your aspiration to invest in your family, friendship, career, financial instruments etc.

Finally, you will received a surprise in your email inbox after sharing your aspiration on the website which can be used to:

1) offset charges or commission fees if they you choose to start investing with PhillipCapital

2) let it continue to be invested under their Phillip Money Market Fund.

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Check out my story with my best friend Yvonne in this video too:

https://phillip40.poems.com.sg/aspiration/?video=1154